ADU Garden Suite vs. Basement Apartment vs. Garage Conversion: Which ADU Is Right for You?
Each type charges you in something you already own and has to prove something different before a permit issues. That, not a ranking, decides it.
ADU Each type charges you in something you already own and has to prove something different before a permit issues. That, not a ranking, decides it.
Renovation The dust is not the hard part. What decides how a whole-home renovation feels is what sits behind your walls, and whether a working kitchen survives it.
ADU There is no single ADU price in Ontario. Detached garden suites in the GTHA were reported at $200,000 to $350,000 (2025); converting existing space costs less.
Custom Build A construction loan releases funds in stages as inspected milestones clear, not as one lump sum, and Ontario law requires a 10% holdback as work is supplied.
Renovation No single winner. Ask whether you need more square footage or better use of the space you have, then check your lot, structure, and each option's cost shape.
Custom Build A custom home in Ontario runs through four phases and can't legally start without three approvals: a building permit, an HCRA licence, and Tarion enrolment.
Custom Build Licences, insurance, and Tarion registration are table stakes. The questions that tell you whether a builder is right for your project go deeper than credentials.